BCU Bilingual Mortgage Processing Spec
Vernon Hills, IL
Req ID 51359BR
Business Title
BCU Bilingual Mortgage Processing Spec
Business
Baxter Credit Union
Sub-Business
Credit Union Support
Country
US
State/Province
Illinois
Location of Position
Vernon Hills, IL
Shift_
1st
Job Description
To process and establish first mortgage loans for sale in the secondary market.
•Open first mortgage loan files on Mortgage Processing system
•Maintain mortgage loan file and process file mail, indexing all documentation in electronic file cabinet
•Document mortgage loan file to meet investor guidelines (FNMA/FHLMC/FHA/VA/USDA or others as determined)
•Work efficiently to close loan files prior to lock expiration dates
•Review and clear approval conditions prior to loan closing, working with Underwriting and LO's to restructure loans as needed
•Maintain a high level of member service by being proactive in communication with member, realtors, service providers, etc.
•Comply with RESPA, HUD, HMDA, and all applicable mortgage regulations
•Successfully complete all required registrations and certifications as needed.
Job Requirements
•High school diploma
•Two (2) years of first mortgage processing experience
•FNMA/FHA/VA experience preferred
•Thorough understanding of credit and an ability to review income documentation, appraisals and titles
•Ability to assess creditworthiness while adhering to regulatory and compliance requirements
•Good communication, organization, and problem-solving/analytical skills
•Professional, reliable and detail oriented with an appreciation for accuracy
•Team oriented, yet work independently with little supervision
•Ability to meet deadlines, prioritize workload, and to perform in a fast-paced, high volume environment while exercising sound lending judgment
•Bilingual (Spanish) preferred
Doing Work that Matters
Baxter provides its employees with comprehensive compensation and benefits. To view additional opportunities at Baxter and to learn more about the company, please visit our Web site at company website. EOE M/F/D/V.